Buyers
Buying a home? We have Buyer Agents who will take the time to listen and understand your needs and desires. Once we know what you want, we will work tirelessly to find the right home for you. Obviously, as short sale experts, we know where the best deals are available in many cases! And our company also represents a number of banks and asset managers in liquidating their foreclosed properties, REOs - "Real Estate Owned," - by the lenders! The market is distressed! It may become more so - but if you're buying a home, you are doing so at the most realistic prices and at the lowest finance cost in many, many years.
And, yes, you CAN purchase another home immediately after completing your short sale in some cases. You can probably buy a better home than the one you live in for half the price you paid. (Minimum FICO 640, no missed payments in trailing 12 months, 3.5% down - and that can be a gift.)
How We Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
